Now you can have whatever you want, whenever you want, however you want

Launch your own BuyNowPayLater program on your own terms.

a girl with bag
Customers visit Apace every month
Satisfaction rate from our customers.
Average customer ratings out of 5.00!

More of your favorite stores, open to you

Apace is partnering with more and more businesses to give you a large pool of options, with your favorite stores available to sell to you on installments as long as you are prequalified by us. It all starts with a free account.

Credit, without the fretting

An account with Apace guarantees you credit, up to as much as suitable according to your profile and spending habits. Merchants deal with you based on this, you don't have to prove yourself each time to each business you want to buy from.

Responsible, not restricted

With Apace, you can make as many purchases as you want, from as many merchants as you choose, as long as the combined amount is within your credit allowance. Don't worry, we'll help you keep track of them all, you wouldn't have to miss a payment when due.

Build credit, track your spends

You can make every purchase (past a threshold defined by you) through Apace, which helps you keep track of every spend of yours and help you build credit faster -- no, you're not in debt, you've only chosen to spread your payments.

A new way to offer credit sales

Ask for Apace, it's easier and more secure.

Businesses all over prefer selling to shoppers from Apace as "Apacers" are known to have good credit history and pay back in full when due. If your favorite store is yet to be listed, ask for it. Your future eligibility for many other good things in life might depend on it.


Shoppers have shared their experience with our service!

“Apace's installment options make shopping a breeze. I love the convenience.”

Zainab Obianuju

“Using Apace as a shopper It's like having a mall at my fingertips.”

Augustina Ayobami

Frequently Asked Questions

You've earned your free money, now claim it

When you create a free account with Apace, you're automatically pre-qualified and provisioned with a credit limit. That's all the pass you need to buy now pay later from your favorite stores.

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